Are you the leader of a self-employed company and want to borrow money, either for private purposes or for your business? What alternatives do you have as an independent entrepreneur? Should you prefer to borrow the money on your own name or on the company’s behalf? We compare the two solutions. Personal loan or corporate …

As part of a real estate purchase, and depending on your profile, you have the opportunity to obtain different types of home loan . “Classic” bank loan This is the bank loan that everyone knows, the one that the bank offers when you want to buy real estate . The bank determines the rate and …

Is it a good idea to use loan or are there other avenues? You didn’t have the opportunity to save during the year, but you still want to go on Vacation. A possible solution is to use the Cash-flow loan proposed by the house of the loan To start, make sure that you can afford …

Private loans are a good source of financing with which to finance all kinds of artistic projects that are kept in mind. Through these particular loans you can carry out all those projects that would otherwise be difficult to see. In the current environment, the financing of all types of artistic projects has been reduced …

In principle, there is nothing to prevent you from purchasing a mortgage at that age. But many banks will be reluctant to grant it to you. Sufficient income When a bank grants a Mortgage, it is legally required to ensure that the borrower is able to pay the amounts owing each month for the duration …

At a time when banks still have little confidence, it is increasingly being thought of taking out a so-called private loan. A private loan is a loan where a bank or other financial institution does not provide a loan or a friend or family member. Such a loan is often provided on lax terms, which …

It is important for everyone to know what costs they have to pay on their new loan. However, calculating interest is something that is not that simple. In the first instance, for example, every bank or other financial institution can charge other interests perfectly and that not only the amount but also the type of …

One of the priorities when subscribing to a mortgage is that it costs us the cheapest possible. Insurance, guarantee, interest, fees … What are the best tips for getting the best savings? Discover the ranking of the 3 main actions to lead for a good negotiation of a mortgage. 1st: The rate It is not …

Microcredit , dedicated to families who are currently in difficulty as a result of the economic crisis. The agreement provides for the provision of a loan, to all those families who have at least three children or who are burdened by illness or disability and who have lost their only source of income, aimed at …

Financial cooperatives use the capital of their members in micro-loans of those who work in fair trade and organic farming. The ethical aims that inspire activities translate into extremely advantageous interest rates in the loan repayment plan, and in the absence of capital guarantees, generally required by banking institutions. They are in fact people (so-called solidarity …